Tuesday, July 31, 2012

Canada's economic growth slows in May

OTTAWA (Reuters) - Canada's economy grew by a less-than-expected 0.1 percent in May from April as weak manufacturing and construction activity partially offset strength in natural resources and some services industries, according to Statistics Canada data on Tuesday.

Analysts in a Reuters poll had forecast, on average, 0.2 percent growth in gross domestic product in May, following an expansion of 0.3 percent in April.

Goods-producing industries overall were flat in May while services industries eked out a 0.1 percent gain in the month.

The mining and oil and gas extraction industry grew at a robust pace for the second straight month as crude production continued to rise after maintenance and production shutdowns in February and March. The 0.6 percent jump in May output followed a 2.0 percent surge in April.

Retail sales, finance and insurance businesses and wholesale trade also contributed to growth. Manufacturing declined 0.5 percent and construction activity contracted by 0.2 percent as the housing market softened.

(Reporting by Louise Egan; Editing by James Dalgleish)

Source: http://news.yahoo.com/canadas-economic-growth-slows-may-123810178--sector.html

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Is outsourcing beneficial? | Memory Map

For some individuals outsourcing is perceived to be a total waste of time and financial resources, which can end up together with unwanted complications. Why assign work to other individuals if you know what will be admirable for your company? Why delegate the work to outsourcing professionals abroad if you can do much better right at your own territory? You know what is best for your business, and you don?t want other individuals to deal along with things that you can handle by yourself, or together with the encourage of in-house personnel. This is where the matter of KPO and BPO crops in. It is very important to make a broader and clearer understanding of the terms knowledge procedure outsourcing and company procedure outsourcing.

Thus, knowledge procedure outsourcing and company process outsourcing for businessman is a ?modern day boon?. number of businessmen are aware that outsourcing provides them the liberty of dumping all of their non-core yet valuable aspects of their corporation and delegating the job to an distinctive or group of individuals who can give justice to the procedure. Thus, a businessmen could focus on the core of his company. On the added hand, the outsourcing establishment could also focus on the specific job delegated to them, thus a cost-efficient business operating. That is one of the primary advantages of knowledge procedure outsourcing and business procedure outsourcing..

another enticing advantage of outsourcing is being one of the economical measures that you could take for your industry. It is a well known fact that manpower costs within the united states of america and Europe are far higher than those elsewhere in the globe. This is because of the glaring difference between the growths of economies. knowledge procedure outsourcing and company process outsourcing provides an instant solution within getting highly-productive manpower at a cheaper price. For what you may have to pay another than $1,000 within the USA, the identical can be done for less than $500 per month together with no compromise on the output quality.

another convincing convenience of outsourcing is investment substantial amount of cash within terms of the development of some aspects of your business (such as IT development). Since outsourcing involves reduced expenditures on your part, you would be accomplished to maximize the price of your money to need your IT services civilized into the latest and biggest powerful modern info tool. inside addition, you will avoid recruiting new personnel who will handle the development as well as training them, thus decreasing the recruitment and training price for your industry. The purchase of required technology would now be handled by the outsourcing company, thus saving cash inside the long run which you can use on other substantial corporation aspect.

You are the corporation owner-and you know what is fine for your company. Excepting few lean periods, the statistics suggests that the economies have grown faster along with outsourcing and moreover, it had no tell-tale impact on employment in the aged countries.

Knowledge Process Outsourcing

Source: http://map.smithvisual.com/?p=129412

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Monday, July 30, 2012

ANN ARBOR: University of Michigan running back Fitzgerald Toussaint expected to be charged for drunken driving arrest

Fitzgerald Toussaint (photo courtesy of the University of Michigan Athletic Media Relations office)

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University of Michigan starting running back Fitzgerald Toussaint is expected to be charged sometime within the next two weeks from his drunken driving arrest on July 21.

Toussaint, 22, is currently suspended from playing as a result of the arrest.

The Saline Police Department arrested Toussaint at about 11:45 p.m. July 21 near downtown Ann Arbor, according to Saline police.

Detective Don Lupi said Saline officers were working on a special enforcement detail in Ann Arbor alongside other local police departments.

The high-visibility enforcement detail allowed arrests outside of the department's jurisdiction.

Saline officers observed Toussaint's vehicle, a white Ford F150, drive through a red light at the intersection of Washtenaw and South Forest avenues, according to the police report. His vehicle continued to travel northeast onto Observatory Street. Police followed and signaled him to stop.

The officer who made contact with the driver, who was identified as Toussaint, noticed the odor of alcohol from within the vehicle, according to the report.

During the roadside investigation it was determined he had possibly been driving under the influence based on field sobriety tests and a preliminary breath test that officers administered, Lupi said.

Toussaint was transported to the Saline Police Department where he took a chemical test showing a blood alcohol content level of 0.12 percent, which is above the legal limit of 0.08.

He was held until sober and released the morning of July 22. Continued...

The case against Toussaint has been forwarded to the Washtenaw County prosecutor's office for authorization of possible charges for operating under the influence, Lupi said.

Following the arrest, University of Michigan head football coach Brady Hoke released a statement saying Toussaint has been suspended because of the incident.

"Fitz made a poor decision and has been suspended indefinitely because of that action," Hoke said. "There are expectations that come with being a football student-athlete at the University of Michigan and those responsibilities were not met in this instance.

"We will use this as an opportunity to educate Fitz and make sure he understands the high standards that we have established within our program."

Toussaint is a junior from Youngstown, Ohio.

Tanya Wildt contributed to this report.

Staff Writer Ben Baird can be reached at 734-429-7380 or bbaird@heritage.com. Follow him on Twitter @BenBaird1.

Text HERNews and HERWeather to 22700 to receive news and weather alerts to your cellphone. Msg and data rates may apply. Text HELP for help. Text STOP to cancel.

University of Michigan starting running back Fitzgerald Toussaint is expected to be charged sometime within the next two weeks from his drunken driving arrest on July 21.

Toussaint, 22, is currently suspended from playing as a result of the arrest.

The Saline Police Department arrested Toussaint at about 11:45 p.m. July 21 near downtown Ann Arbor, according to Saline police.

Detective Don Lupi said Saline officers were working on a special enforcement detail in Ann Arbor alongside other local police departments.

The high-visibility enforcement detail allowed arrests outside of the department's jurisdiction.

Saline officers observed Toussaint's vehicle, a white Ford F150, drive through a red light at the intersection of Washtenaw and South Forest avenues, according to the police report. His vehicle continued to travel northeast onto Observatory Street. Police followed and signaled him to stop.

The officer who made contact with the driver, who was identified as Toussaint, noticed the odor of alcohol from within the vehicle, according to the report.

During the roadside investigation it was determined he had possibly been driving under the influence based on field sobriety tests and a preliminary breath test that officers administered, Lupi said.

Toussaint was transported to the Saline Police Department where he took a chemical test showing a blood alcohol content level of 0.12 percent, which is above the legal limit of 0.08.

He was held until sober and released the morning of July 22.

The case against Toussaint has been forwarded to the Washtenaw County prosecutor's office for authorization of possible charges for operating under the influence, Lupi said.

Following the arrest, University of Michigan head football coach Brady Hoke released a statement saying Toussaint has been suspended because of the incident.

"Fitz made a poor decision and has been suspended indefinitely because of that action," Hoke said. "There are expectations that come with being a football student-athlete at the University of Michigan and those responsibilities were not met in this instance.

"We will use this as an opportunity to educate Fitz and make sure he understands the high standards that we have established within our program."

Toussaint is a junior from Youngstown, Ohio.

Tanya Wildt contributed to this report.

Staff Writer Ben Baird can be reached at 734-429-7380 or bbaird@heritage.com. Follow him on Twitter @BenBaird1.

Text HERNews and HERWeather to 22700 to receive news and weather alerts to your cellphone. Msg and data rates may apply. Text HELP for help. Text STOP to cancel.

Source: http://www.heritage.com/articles/2012/07/29/ann_arbor_journal/news/doc5015644894c83431379166.txt

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small woodworking project - How to Use Woodworking Plans for ...











Copyright (c) 2012 TedsWoodWorkingReview.net

Have you ever worked at any DIY woodworking projects before? If you've practice in woodworking, you probably know that good construction needs good planning. On the other hand, if you are just starting and have little or no previous experience, it's essential that you start with simpler projects and gradually move to more complex ones.

To start with, you don't have to come up with your personal woodwork project ideas. It may be a bit tough to create plans at first if you have no practice in woodworking and you can use already existing ones. You will be able to find loads of them on the web and also in magazines and books for woodworkers. You don't even have to purchase all the books unless you need to. You may just go to the library and borrow a few suitable books with simple woodworking projects.

One easy strategy to find a good quality woodworking project plan is to look on the internet. You'll find lots of cool plans and you'll be surprised by how easy it's to find one that seems to be suitable for you. You will generally be able to choose between hundreds, or even thousands of woodworking plans, most of them being actually quite detailed and easy to follow.

Once you've decided what plan you want to use, it's time to take a closer look at it. You may need to search a little on the net in order to learn more about woodworking before you're ready to start.

If you've found plenty of plans on the net but want to get advice on subjects that you think hard to understand, it is you might want to register for a member account on a forum relating to woodworking. You'll find that there are several forums to choose between and that other members will likely be able to help you get an answer to most of your questions.

An important thing in woodworking is safety. You at all times need to be aware of the fact that you may get hurt if you're not careful. That is vital to bear in mind even if you've completed many woodworking projects before. It is really simpler for knowledgeable woodworkers to get hurt since they're often more careless than novices.

As you can see you'll need to do 3 things to start out with. Choose a good and detailed woodworking plan, learn as much as you can about woodworking and be as careful as you can while working at your project.

If you are a beginner, you need to find simple woodworking plans that match your skill levels. The very best thing to do is to start a project that it is possible for you to to conclude. Ending a project will probably make you feel very satisfied and it'll most likely help you build a positive momentum for future projects.

At first, you do not have to come up with your personal woodwork project ideas. It can be a bit tricky to design plans initially if you have no practice in woodworking and you can use already existing ones.

You will be able to find loads of them on the web and also in magazines and books for woodworkers. You don't even have to buy all of the books unless you need to. You can visit the library and borrow a couple of suitable books with simple woodworking projects.

Keywords: small woodworking project,woodworking project,woodworkingproject ideas,woodworking project plan

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Source: http://www.ideamarketers.com/?articleid=3437116

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Yosemite Historian

If you could look back and wonder if you were the first people to have seen Yosemite Valley, what would you have thought? That is what it may have seemed for John Muir. He was not the first person to have seen the valley the first people in the valley. The first known people in the valley were the Ahwaneechee Indian or some call them Yosemite Indians. Their Chief was Chief Teneiya and there was eight villages including one at the base of Yosemite Falls called Ah-wah´-nee. The first know white man that came to the valley was in 1851. These men were looking for Indians and they had the intention of driving the Indians away from their land.

The valley was named by a young doctor, who gave the valley the name Yosemite. This is where I was confused many of the books and website I have read said that the Indians was Yosemite Indians but a website I just saw said that the doctor called the land Yosemite thinking that is what the Indians were named. This website said that the young doctor made a mistake. In a way I do not know if could trust that website as true history, but one can change history and made it the way he or she would have liked to see it. I am sure this website is true in most cases but many times a history story or a past story can also be made to more than it was at the time. Meaning making it a bigger deal then it was at the time. Now I am going to research the young doctor and see if this website got that right. Well according to this website the young man was named Lafayette Bunnell. I was interested in learning more about man. I searched his name on yahoo and found that it is true that he was one of the ones who first saw the Yosemite Valley. He was a doctor and was on Mariposa Battalion which purpose was to find Native American tribal leaders that lead raid on American settlements. I would like to read a book that has this man?s story of the discovery of Yosemite.

This book is called ?Discovery of the Yosemite, and the Indian war of 1851?. I will try to find a copy of this book and read it. I wanted to know more so I searched again. Bunnell encountered Chief Tenaya. Burnnell was the first non-Indian to see Chef Tenaya or at least that is what the website I saw said.

If you like this please check out this blog at http://www.yosemitehistorian.com

No related posts.

Source: http://toddsblogs.com/referenceandeducation/2012/07/28/yosemite-historian/

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Friday, July 27, 2012

esecuzione domande ? Answers Archive ? Angela Bryant

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Source: http://www.running-questions.com/it/angela-bryant/

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Monday, July 23, 2012

Printed photonic crystal mirrors shrink on-chip lasers down to size

ScienceDaily (July 22, 2012) ? Electrical engineers at The University of Texas at Arlington and at the University of Wisconsin-Madison have devised a new laser for on-chip optical connections that could give computers a huge boost in speed and energy efficiency.

The team published its findings on July 22, 2012 in Nature Photonics.

At just 2 micrometers in height -- smaller than the width of a human hair -- the surface-emitting laser's vastly lower profile could make it cheaper and easier for manufacturers to integrate high-speed optical data connections into the microprocessors powering the next generation of computers.

Traditionally, edge-emitter lasers are considered as the candidate for on-chip optical links. But since mirrors are hard to form in such lasers and because the lasers occupy a large chip area, researchers have been challenged to find a practical way to monolithically integrate the mirrors on silicon chips.

Surface-emitting lasers necessary for a high-speed optical links between computer cores could be 20 to 30 micrometers tall, slightly bigger than one hole in the mesh of a car's oil filter. Yet the research team's engineers say that on a 1.5-micrometer wavelength optically connected chip, lasers of that size dwarf their silicon surroundings.

"It sits tall on the chip, like a tower," says Zhenqiang Ma, a UW-Madison professor of electrical and computer engineering. "That is definitely not acceptable."

Weidong Zhou, a UT Arlington professor of electrical engineering, says one challenge was integrating light into silicon chips, as silicon itself is not an efficient light emitter.

Zhou and Ma have collaborated to shrink on-chip lasers in recent years with funding from the U.S. Air Force Office of Scientific Research, Army Research Office and Defense Advanced Research Projects Agency.

As a solution, the researchers propose replacing layers and layers of reflectors necessary in the traditional distributed Bragg reflector laser design with two highly reflective photonic crystal mirrors. Composed of compound semiconductor quantum well materials, each mirror is held in place with silicon nanomembranes, extremely thin layers of a silicon.

Zhou says integrating compound semiconductor quantum wells with silicon is a promising approach. "We apply a nanomembrane transfer printing process to accomplish this goal," he says.

One layer of photonic crystal is equal to about 15 to 30 layers of dielectric reflectors found in conventional lasers. As a result, manufacturers could fabricate 2-micrometer-high lasers for data links with performance that could equal current designs.

In addition to their larger size, reflectors for conventional lasers are made of materials grown only at very high temperatures, which means they can damage the chip they are placed upon during production. Since fabrication via transfer printing can occur at much lower temperatures, Zhou and Ma hope their laser design can be used to place optical links on silicon chips with much less wasted material, time and effort.

Optical data links already exist at the largest scales of data networks -- the Internet's backbone is composed mainly of fiber-optic links between countries, cities and houses. But currently, that data moves over to slower metal connections and wiring as it travels from a regional hub to your house, your computer and eventually between the CPU cores within of the processor powering your machine.

"In the future, you'll see a move to optical at each step," Ma says. "The last step is within the chip, module to module optical links on the chip itself."

Through Semerane Inc., the Texas-based startup Zhou and Ma founded, the two hope to implement their production process in functional on-chip photonic crystal membrane lasers that could eventually be part of the next generation high-speed computer processors.

"We believe this laser will be used to make data links more practically available," Ma says.

"It is truly an interdisciplinary team effort," Zhou says. "The co-existence of photonics with electronics on the chip level shall enable multi-functional energy-efficient super-chips for applications in computing, communications, sensing, imaging and so on."

With widespread adoption of processors that use their laser design for optical links, Ma and Zhou could have a hand in increasing the speed along the local leg of the information superhighway.

"Eventually, a CPU core in America could be connected to another CPU core in Asia, with optical connections all along the chain," Ma says.

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Story Source:

The above story is reprinted from materials provided by University of Wisconsin-Madison. The original article was written by Mark Riechers.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Hongjun Yang, Deyin Zhao, Santhad Chuwongin, Jung-Hun Seo, Weiquan Yang, Yichen Shuai, Jesper Berggren, Mattias Hammar, Zhenqiang Ma, Weidong Zhou. Transfer-printed stacked nanomembrane lasers on silicon. Nature Photonics, 2012; DOI: 10.1038/nphoton.2012.160

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2012/07/120723095210.htm

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Sunday, July 22, 2012

Ellen Palmer ? Everything Happens for a Reason | Caroline Dowd ...

After seven years with a Cigna Insurance, Ellen Palmer jumped off the corporate train and decided to pursue a Masters degree in Education. A lucrative position beckoned and Ellen left her academic program to build a subsidiary for Cigna. In the new company, she started as employee number three and left two years later, after she brought on significant clients and built a sales pipeline which helped the company grow to 143 employees during that short time.

Making a conscious decision to leave that job and get married, Ellen Palmer left her corporate career to take control of her life. Throughout her professional life she helped other companies get their businesses started so she worked as a consultant when her kids were young doing just that. One day it dawned on her that she could start her own business and over the next five years, she created three: Spoil me Spa, Ellen Palmer Wellness and Create Your Perfect Day?.

Good Health and Conscious Living

Ellen works with individuals and groups to help them take control of their health, nutrition and fitness ? naturally and holistically. She believes that it is our gift to feel great inside and out and she thoroughly enjoys helping people get back on track to looking great and feeling their best. Ellen works with clients struggling with weight loss, fertility, as well as degenerative diseases such as Diabetes, Arthritis, Candida, Fibromyalgia, ADD, ADHD, and others. She counsels her clients about natural approaches to overcoming challenges by designing a unique plan to suit their needs.

Ellen admits that for the first time in her life she is living her purpose and enjoys the work/life balance she craved during her corporate years. She is on a mission to help other people live fuller, healthier lives and designed her businesses on the philosophy of self improvement as an empowerment tool. Ellen shared: ?The positive ripple effect that people share with their families and colleagues is amazing when they take control of their health and their lives.?

The healthy approach is also something Ellen believes is applicable as a business model. Her company ? Create Your Perfect Day Business Coaching? is a coaching service for Women Wellness Practitioners and Entrepreneurs. She helps other women create meaningful and profitable businesses that blend with their unique family goals.

Ellen designed the program to reveal your true gifts so you can apply them to your business in an authentic way that best suits your personality and your desires. It provides the level of accountability that many women need to follow through on tasks to keep you moving towards goals. ?Ellen and her team help you navigate the inevitable potholes and occurrences that come up in both life and your business!

Detoxing Your Life

The desire to help others lead healthier lives came from Ellen?s personal wellness transformation. After a lifetime?of suffering from?digestive conditions,?reproductive issues and allergies, Ellen had a conversation one day with her General Practitioner that changed her life. She was tired of years of medications, procedures and surgeries that didn?t seem to be helping. Ellen went to her doctor?s office with a thick file of research she had done and asked her to go through it with her to try and understand why was she sick? Ellen?s doctor was very rushed and instead of discussing her condition and the research, she?prescribed yet another medication.

Ellen pleaded that she?didn?t want to treat the symptoms ? she wanted to?get to the bottom of why she had the symptoms in the first place. Her doctor was very frustrated and said, ?That isn?t my science and I can?t help you.? It all made sense to Ellen then. It wasn?t that her doctor didn?t want to help, she?wasn?t trained in medical school about how to heal, just how to treat which is only enough in the short term. If Ellen wanted to get well forever, she needed to take control of her health. Ellen says that for the rest of her life, she will be grateful for her doctor because that experience launched her wellness journey.

Your Body is Brilliant

Ellen received her formal training?to practice Health Counseling at the Institute for Integrative Nutrition in New York City.? It is the only nutrition school integrating over 200 traditional dietary theories with modern concepts such as the USDA Food Pyramid, The Glycemic Index, The Zone, Raw Foods, Gluten Free and Superfoods. It was there that she had the unique opportunity to learn directly from leaders in the medical and holistic health field such as Dr. Andrew Weil, Deepak Chopra, Dr. Mark Hyman, Dr. Marion Nestle, David Wolfe and Paul Pitchford.

She also earned advanced certification with M?lis Corporation, a longstanding?international leader in natural, holistic health and skin care solutions.

?The body has an amazing ability to heal itself and it is here that this belief was solidified for me. Through detoxification, cleansing, food, and lifestyle changes, people can take control of their health and return to symptom free living! I believe that life is an amazing gift and everyone deserves to live it with?great energy and joy.?

After learning what her body needed nutritionally, emotionally and physically, Ellen is happier and healthier than she has ever been. She is also on a quest to share her passion for wellness with others. She is now a woman in charge of her own wellness.

Tap into Your Feminine Side

Taking her wellness training and putting it into practice with Ellen Palmer Wellness, Spoil me Spa and Create Your Perfect Day? was difficult at first. Ellen was used to the corporate culture and what she calls the masculine model of doing business. She built her businesses on her own feminine model of nurturing and creating an authentic environment that would focus on positivity and helping people.

She admits to a crisis of confidence at first since all she knew was the corporate environment but she was sure she did not want to recreate that in her new endeavors. Just as she healed her body, she was determined to build healthy businesses that would reflect her values and authenticity was not negotiable.

Her distinct businesses serve different populations. Spoil Me Spa is a talented team of spa professionals who deliver an entire spa experience to you at your home, hotel, bridal location, or corporate event. Based in Connecticut, Ellen?s clients are often people who simply do not have a lot of free time. Hectic schedules, juggling family and career?. Spoil Me Spa was created for them. Ellen?s team can transform a location into a relaxing environment where you can enjoy an array of spa services including massage, facials, manicures, sugar hand scrubs, personal training sessions, hairstyling, makeup and more. Whether clients are taking time for themselves, planning a special occasion, spa party or rewarding their employees, Spoil Me Spa has something for everyone.

Ellen Palmer Wellness offers 1:1 and group coaching on wellness topics ranging from nutrition and personal development, transformation for mothers, to detoxing your life and health is wealth workshops. Ellen also writes a newsletter with helpful tips and best practices and sells a line of internal body care products by M?lis Corporation.

Create Your Perfect Day? is a coaching service for women wellness practitioners and entrepreneurs. Ellen and her team help other women create meaningful and profitable businesses that reflect their unique family values and personal goals.? Ellen will be expanding this brand to include other Create Your Perfect Day? modules for different transition stages in women?s lives such as Create Your Perfect Day on Campus?, Create Your Perfect Day for New Moms?, and others.

Build Your Community

Ellen has learned a lot about herself developing her businesses and advises women who are considering any type of change in life or career to listen to themselves. Take the time to be quiet and slow down to discover the new roles you can play. She also believes that women have a natural intuition which is a gift and encourages us all to open up that unique and personal present.

Both businesses have given Ellen an opportunity to build communities. She enjoys bringing women together and teaching them how to live optimized lives with great health and great joy. Clearly her teaching world has come full circle from the days she left her Master?s program to return to a career in the corporate world.

Ellen believes everyone has the opportunity to hit the restart button on life and design a new role that fits better. Her quest is to help others utilize a unique tool box for their individual body so they can take control of their personal development in a more healthy way.

While Ellen?s business background and corporate experience was certainly a plus as she launched her new businesses, she also utilized Savor the Success, a premium business network for women entrepreneurs, to promote her companies and tap into the power of the women?s network.

Let it Shine

After many years of struggling with health problems, Ellen is now in control of her wellness and energized to help others do the same. She is hosting wellness renewal retreats, writing a journal/workbook and hosting a tele-seminar series to help women connect with their passion, create their perfect day and transition to more peace, joy, health and happiness. Everybody deserves a little pampering and whether you are interested in a spa day, a wellness business, or a healthy living overhaul, Ellen is prepared to help make your life shine. It is the journey and not the destination and Ellen is proof of that.

Ellen?s Advice and Action Steps:

  • Have faith in yourself.
  • Tap into your feminine side, especially if you have been working in a masculine career environment. Take the time for self care and for silence.
  • Tap into your transferable skills to synthesize new opportunities.
  • Believe in your body ? it will tell you what it needs. It?s the only one you have.

Quote:

?Nurture yourself.? Ellen Palmer

Resources:

Ellen Palmer Wellness www.ellenpalmerwellness.com

Spoil me Spa www.spoilmespa.com

Savor the Success www.savorthesuccess.com

Create Your Perfect Day? http://www.ellenpalmerwellness.com/569

?

?

Source: http://carolinedowdhiggins.com/2012/07/ellen-palmer-everything-happens-for-a-reason/

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http://loanstobanks.uks1.com Loans To Banks Big Banks are making profits from payday loan centers that give out money at outrageously high average...More http://loanstobanks.uks1.com Loans To Banks Big Banks are making profits from payday loan centers that give out money at outrageously high average interest rates. Ana Kasparian and guest host Michael Shure discuss on The Young Turks.http://thinkprogress.org/economy/2011/12/06/382752/big-banks-finance-payday-lending/Subscribe to The Young Turks: http://bit.ly/eWuu5iThe Largest Online New Show in the World.Google+: http://www.gplus.to/TheYoungTurksFacebook: http://www.facebook.com/tytnationTwitter: http://twitter.com/theyoungturks Less More from porkpie Related Videos

Source: http://videomall.tv/video/4YSK715A9AD2/Big-Banks-Behind-Payday-Loan-Scams

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Saturday, July 21, 2012

Wall Street falls as Spain bailout feared

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Off to the park: Week 29: Grateful for Craft

In our household we love to make craft. "Popette" loves making people out of pom-poms, googly eyes, pipe cleaners and paper rolls, or cutting out pieces of paper and sticking them down to form a collage.

Another favourite?of hers?is?stickers, ?and not to forget painting - which she inherited from Mummy (Poor Daddy hasn't got an artistic bone in his body!)


For as long as I can remember, I have loved art & craft. When I was young I would spend hours copying pictures out of my favourite fairytale books into my sketchbook, or creating something out of paddle pop sticks or be painting a masterpiece. Art was my favourite subject in high school and something I still love today. So I love that "Popette" has taken a shine to it.

Like "Popette", I used to love going to the shop and stocking up on art and craft supplies, then later going home and using them all up! I love seeing "Popette" use her imagination and create something out of paper or her pipe cleaners, and later tell me what she has made...especially when I can't tell what it is, but to her it is what it is.

????????????????
She loves to show?her craft?off to Daddy when he gets home from work, or sometimes takes it in to daycare for her 'news'.

There are days when I couldn't be bothered getting the paints or craft supplies out and setting it up for her, but its when I see her enjoyment that it doesn't bother me anymore and don't mind cleaning up the mess.

We love watching shows like "Mister Maker" and "Play School", which provides some fantastic craft ideas. Lately shops like Riot Art and Craft and Spotlight, have become "Popette's" favourite shops, and whenever we are in the main shopping centre, she'll gravitate towards the Riot Art store.

What I love most about our little crafting sessions is the special time I share with "Popette", and the joy that craft brings to my little girl. So this week I am grateful for craft.

I am joining Maxabella Loves over at Kidspot's Village Voices on "52 weeks of grateful".

What are you grateful for?

Source: http://off-to-the-park.blogspot.com/2012/07/week-29-grateful-for-craft.html

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Manatee spotters are on the lookout at South Florida work sites

FORT LAUDERDALE, Fla. ? As unusual professions go, this one's gotta rank among the oddest. Practitioners work 12-hour shifts, six days a week while basting in sunscreen. Their singular mission: detect and identify one of South Florida's unique residents, the roly-poly sea cow.

They are manatee observers, and can be found wherever maritime work might affect the gentle herbivores.

Trish Bargo is one such spotter, required by state and federal guidelines to scan South Florida's waterways, from Boynton Beach to Biscayne Bay, in case an endangered herbivore strays too close to a work site.

"I sit and observe while they're dredging," the 43-year-old Army veteran said. "If a manatee does approach, everything shuts down immediately and they wait until it passes."

Bargo's current assignment is to stand watch aboard a clanky steel barge while a crew dredges berths off Port Everglades, the busy coastal waterway within the cities of Fort Lauderdale, Hollywood and Danie Beach.

Next month the operation will move to the nearby Dania Cutoff Canal to deepen that waterway. The project is intended to open the canal to massive mega-yachts so they can access ? and spend mega-bucks at ? specialty marinas inland.

Standard industry pay for an observer is $160 to $170 a day. Typically, observers live on barges offshore, for three to four weeks at a time, when large dredging operations run 24 hours a day. Bargo spends about half her year offshore.

But this is a rare daylight gig. Perched on the excavator, Bargo slathers on sunscreen, listens to classic rock or reggae on her iPod, and reads during breaks when weather or balky machinery forces the dredging to stop. She scans the water surface for a nose, tail or rippling wake, but actual manatee sightings are rare.

"I'm always focused on the water, and yes, it can get boring," she said.

Long hours of boredom were rewarded one day recently last week when the object of her vigil appeared: a big snuffling manatee.

"He popped right up about 50 yards from the dredge," she said. "He came up and gave us a little tail flick and disappeared. We stopped work for 10 minutes."

Bargo, who runs East Coast Observers, a Norfolk, Va., company that provides spotters for maritime projects, is certified as an independently contracted manatee observer by the National Marine Fisheries Service. Waterway projects such as bridge work, dredging or boat races are reviewed by state and local officials and, if they may affect manatees, must have a spotter present.

Should a manatee approach within 50 feet, the job must be shut down and may not be resumed until the sea cow moves beyond the prohibited radius or 30 minutes has passed.

The slow-moving sea cows are vulnerable to heavy equipment like the unforgiving dredging buckets that bite huge chunks out of the bottom. The chunky mammals can swim upside down or vertically, roll and do somersaults, but aren't quick enough to dodge boats or machinery.

"If that bucket goes in on top of a manatee, the chances are pretty good it's not going to survive," said Bargo, who's never seen a dredge injure a manatee.

Folks react with favorable surprise upon hearing Bargo's profession.

"A lot of people think it's just wonderful and glamorous," she said. If glamour can be measured atop a noisy, fume-spewing, open-air barge.

Observers must have a general biology or related degree, or sufficient experience, to be certified. Most of the ones in Bargo's company are fresh out of college.

Work crews of years past were initially less than welcoming to folks who could shut down a job because a manatee shows up. Now, Bargo said, "We all have a lot of respect for each other."

Manatees aren't the only waterborne curiosities South Florida has to offer. "The boats that we see are just entertaining enough," Bargo said. "I see really, really fancy boats."

rnolin@tribune.com

Source: http://feeds.latimes.com/~r/latimes/news/science/~3/p7x1qE17h1A/la-na-manatee-spotter-20120721,0,6131748.story

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Basement Waterproofing Services to Repair Leaky Basement


by Harry Rogers
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Almost all people round the world dream of owning a house. However, if the house is located in a low area that experiences floods, you are sure to experience problems. One of the major problems faced by people living in damp areas is with leaky basements. The low and wet soil of a region can cause water to soak from underground, causing the floors in the basement to become damp. This can ruin the walls and the flooring of the house. It can also become a liability of the house and prevent it from getting the correct value. Like in any other city of the world, this is true in Toronto as well. However, there are different ways of repairing a leaky basement. One of the best ways for that is to go for basement waterproofing. Along with it, the foundation repair can help in correcting the damages caused to the structure due to leaky basements.

Identify the Source of the Leakage and Perform Necessary Tasks
It is extremely important to get rid of a leaky basement as early as possible, so that it does no harm to the foundation of the building. In cities like Toronto, you can find several organization providing waterproofing Toronto services. It is important to identify the source of the leakage and perform necessary tasks to stop water from soaking into the basement of your house. They can come in extremely handy in performing basement waterproofing Toronto. This helps to keep the house in good condition and ensures that you live there without much problem for years together.

Know the Ways to Waterproof Your Basement
In order to get rid of the leaky basement in cities like Toronto, it is extremely important to install an effective drainage system and a high-quality pump system to ensure waterproofing Toronto. The basement windows play in important role in removing the dampness of the area. Hence, it is always advisable to upgrade them. The wall and flooring of the basement is an important part of the building. Hence, a warm and dry floor should be installed and the basement walls should be properly sealed to prevent the soaking of water. Installing a high-quality pump in the area may come in handy, as it can remove the water that may soak into the basement. Employing plumbing leak safeguards as well as ducted humidifier system can also help to keep the basement warm and dry. However, even after all kinds of precaution, it is important to perform periodic maintenance to ensure the basement remains dry and the foundation of the house is not affected.

Employ Waterproofing Contractors to Repair Leaky Basement
Initially repairing any leaky basement might seem an easy job. However, a number of things need to be taken care of. Hence, it is advisable to go for a professional basement waterproofing contractor to repair the leaky basement and perform foundation repair. The contractor will use all its experience and provide the best services to ensure that your house remains in good condition. It might be a little expensive, but it is a better idea to take precaution rather than spend even more to save the house where you need to live. There are several basement waterproofing Toronto services available to help you keep your house in the best condition possible. However, before employing any contractor to waterproof your basement, ensure that they use specialized products to ensure high quality.

Harry Rogers is a home improvement expert. He has vast experience of working closely on various home improvement projects. Here, he is providing tips and suggestions about hiring waterproofing Toronto, basement waterproofing Toronto, and basement waterproofing. If you want to know more about basement waterproofing, he advises that you visit http://www.aquatech-waterproofing.ca/

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Basement Waterproofing Services to Repair Leaky Basement

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Friday, July 20, 2012

Home Staging and Foreclosure Tidbits - Maryland Real Estate ...

Home Staging and Foreclosure Tidbits: Tips on How to Stage your Home

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Home Page > Finance > Real Estate > Home Staging and Foreclosure Tidbits: Tips on How to Stage your Home

Home Staging and Foreclosure Tidbits: Tips on How to Stage your Home

Posted: Jul 20, 2012 |Comments: 0

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Have you decided that it is time to sell your preforeclosed home? Gather and encourage new buyers to take interested in your cute little home by staging it to make it more appealing. Home staging is the process of setting up and creating an ideal home for every potential homebuyer.

Staging your preforeclosed home can be your sure-fire way to sell your home in a flash. This means that if potential buyers see themselves living in the home that you are selling, you will surely find yourself signing the deed of sale and handing your keys to the new owners of the house.

If you feel that you do have enough money to give your old home a complete overhaul, you can still stage the place by concentrating on the various furniture pieces inside. Now, staging your home through furniture is rewarding; especially if you want save more money on setting up the place for buyers. One-way of home staging through furniture is to turn your worn out pieces into those that look like antiques.

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Here is how you can do this:

Take out all your old furniture pieces and clean them up. You can take off all the old varnish through sanding. Use a hard brush to remove all the dirt on each piece ? a small tooth or detailing brush to get rid of the dust stuck in the corners of each seat or table that you would like to restore.
Go to the nearest hardware or home improvement store and buy a few small cans of base paint. Of course, the amount of paint that you will purchase will depend on the number of furniture that you will be painting. Paint each piece of furniture with the base coat. By the way, you may want to use light colors as your base paint such as those in yellow, beige and white. Be sure to let the each coat to dry entirely to avoid drips and smudges.
Paints that are in the shades of brown, sienna, rust and olive are the perfect choices for transforming your furniture into antiques.? As the paint dries, be sure to use a wet sponge or a damp towel to create drag marks or swipes on the surface of the wood to give it a more rustic feel. These will accentuate the look of each piece ? without over doing it. Remember that an overly staged home can be a bit of turn off for most house hunters.
Now, place each piece significantly at every room in the house. Each piece will highlight the subtle elegance that the house exudes. This will make the home the most properly staged house in the area.
Metallic furniture pieces can also be turned into antique-looking, with the help of some paint thinner and some silver or bronze spray paints. You can even use a metal brush to take off a few layers of paint on the metal and spray paint each part with a metallic shade.

So it doesn?t matter if you are working on a really tight budget or you just want to stage your home in a different way; turning your old furnishings into antique looking pieces can definitely reel in more buyers than you can ever imagine.?

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Source: http://www.maryland-realestateattorney.com/maryland-real-estate-attorney-larry-h-kirsch/home-staging-and-foreclosure-tidbits-tips-on-how-to-stage-your-home

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Honoring Queen Elizabeth | Music | Arts & Entertainment | Epoch ...

CDs by Russell Watson and Ellington II

By Barry Bassis Created: July 18, 2012 Last Updated: July 19, 2012


Cover of Russell Watson’s latest CD “Anthems: Music to Inspire a Nation.” (Courtesy of Sony Music - Masterworks)

Cover of Russell Watson?s latest CD ?Anthems: Music to Inspire a Nation.? (Courtesy of Sony Music -- Masterworks)

Two CDs, coming from both sides of the Atlantic, honor Queen Elizabeth.

British tenor Russell Watson?s ?Anthems: Music to Inspire a Nation? (on Sony) is his tribute to Queen Elizabeth in the year of her Diamond Jubilee celebration. It also celebrates the Summer Olympics in London.

While this is a nationalistic endeavor, even tea partyers shouldn?t object since Watson also appears regularly for American patriotic events, such as the Fourth of July concert in Washington.

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Like most crossover efforts, this one has a mixture of the good (a lilting ?Danny Boy? and a fine ?Jerusalem?) and the questionable (?We Are the Champions?). On the latter, Watson is apparently as enamored of Queen (the British rock band) as the Queen of England. Another questionable piece is a duet with Vera Lynn?s 1940s recording of ?White Cliffs of Dover,? in which Dame Lynn comes off as the champion.

Watson?s recitation of Rudyard Kipling?s ?If? works well with Elgar?s ?Nimrod? from the ?Enigma Variations.? However, I never thought the theme from ?Chariots of Fire? needed words.

?Proud? (by Heather Small and Peter-John Vettese) has Watson?s most soulful singing and ?Flower of Scotland? benefits from the accompaniment by the Pride of Murray Pipe Band.

?God Save the Queen? obviously brings British audiences to their feet, but I never felt a desire to own a recording of it (or our version ?My Country ?Tis of Thee?). Actually, I feel the same about ?The Star-Spangled Banner.?

Watson, who survived two bouts of cancer, is in fine vocal shape.

Duke Ellington?s ?Queen?s Suite?

To listen to an American genius?s work honoring Queen Elizabeth, pick up ?Single Petal of a Rose? by the Duke Ellington Legacy. The nine-piece group was founded by the Duke?s grandson, Edward Kennedy Ellington II, who plays guitar on the album.

Saxophonist Virginia Mayhew is the leader and musical director of the band, and she shares arranging duties with pianist Norman Simmons. The title track, sensitively played by Simmons, was written by Duke Ellington as part of the ?Queen?s Suite.? The Duke recorded it in 1959, but only one copy was pressed, and it was presented to Queen Elizabeth with the understanding that it was just for her own enjoyment.

Simmons has backed up a number of great jazz singers, and one of my favorite recordings is ?Bittersweet,? a 1964 album he made with Carmen McRae. Nancy Reed (who sings ?In My Solitude,? ?Squeeze Me,? and ?In a Mellow Tone? on the new CD) occasionally evokes McRae without imitating her. She is clearly a new talent worth following.

Saxophonist Houston Person brings his bluesy sound to Simmons?s ?Home Grown.?

The CD includes some lesser-known Ellington pieces, such as ?Johnny Come Lately? and ?Happy Go Lucky Local,? as well as Erskine Hawkins?s ?After Hours.? There are also some pieces by Ellington?s longtime collaborator Billy Strayhorn, including ?Blood Count? (the last piece he wrote, when he was in the hospital dying from cancer), ?Upper Manhattan Medical Group? (presumably also relating to his medical treatment), and ?Lotus Blossom.?

The Epoch Times publishes in 35 countries and in 19 languages.?Subscribe to our e-newsletter.

Source: http://www.theepochtimes.com/n2/arts-entertainment/honoring-queen-elizabeth-266907.html

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Best Travel Deals: Why One Stop Travel Insurance*Is The Best ...

When you are shopping for insurance coverage for your vacation and other traveling it is best to opt for one stop travel insurance plans. Nowadays, most people are selecting this type of package because it offers protection to take care of all their traveling needs and is also very cost-effective. There are many choices online, so you can easily conduct a research and do a comparison to find the best prices before making a purchase. Given that this type of insurance offers several policies, it is best to know about the different options to be able to make right selection.

Generally, most standard plans for traveling will cover certain sports entertainment and fun-based activities that you might participate on your trips. In cases where a specific activity is not stated on the plan, you cannot get protection if you are seriously injured. For this reason, it is recommended that you think of all the possible activities that you want to enjoy while traveling on vacations and then select the plan accordingly. For instance, if you are adventurous and like to spend time skiing, parasailing, kayaking, rock climbing or any other activity that would be considered dangerous, then it will be in your best interest to get a one stop travel insurance package that will offer the protection that you desire.

Keep in mind though that even though the standard plans offers protection for numerous sporting activities, the extreme sports and activities which are viewed as risky may not be contained in the coverage. This means that you should read the fine prints carefully and ensure that the terms are modified according to your needs.

In conclusion, if you are taking annual vacations with your family you should be aware that when you get this type of policy it will automatically protect your children. Furthermore, there are also One Stop Travel Insurance packages designed for individuals with certain health conditions or elderly people, so you can look for these special offers if necessary.

Source: http://neosophy.blogspot.com/2012/07/why-one-stop-travel-insuranceis-best.html

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Thursday, July 19, 2012

UN reports progress against HIV in poor countries

(AP) ? A record 8 million people with HIV in poor countries were receiving potentially life-saving treatment last year and new infections among children are dropping steadily, the United Nations said Wednesday, in an encouraging report on the AIDS epidemic.

The report comes days before the world's largest AIDS conference opens in the nation's capital with the goal of finally "turning the tide" on the epidemic, citing research that's possible to dramatically stem the spread of the HIV virus.

"The world deserves no less than a future of zero new HIV infections, zero discrimination and zero AIDS-related deaths," Michel Sidibe, executive director of UNAIDS, the Joint United Nations Program on HIV and AIDS, wrote in Wednesday's report.

The world is nowhere near that ideal yet: Some 34.2 million people are living with the AIDS virus globally, including 2.5 million who became infected last year. And 1.7 million died in 2011. New infections and deaths dropped slightly last year.

But the report found progress toward some interim goals.

More than 8 million people with HIV in poor and middle-income countries received AIDS medications last year, up from 6.6 million in 2010, said the report from UNAIDS, the United Nations program on HIV and AIDS. At that rate, the world should meet a U.N. goal of having 15 million people in those countries on treatment by 2015, the report found.

Increasing access to treatment doesn't just save the lives of people living with HIV. New research shows that treating them early so they stay healthy also makes them far less likely to infect others, a strategy called "treatment as prevention."

"We need to get that number up as rapidly as possible," said Chris Collins of amFAR, the Foundation for AIDS Research, who called the 2011 treatment increase unexpectedly high. "If we can get to scale with AIDS treatment, we're not only saving lives but we're preventing infection and beginning to end this epidemic."

Another key goal: To nearly eliminate new HIV infections among children by 2015, including transmission during pregnancy.

About 330,000 children were newly infected in 2011, a 24 percent drop since 2009, the report found. Nearly 60 percent of the 1.5 million pregnant women living with HIV in poor countries received effective anti-AIDS medications last year, to lower their chances of infecting their babies.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/bbd825583c8542898e6fa7d440b9febc/Article_2012-07-18-US-MED-Global-AIDS/id-d028e3fbbc064c47b6bf8d2d73056d4c

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